Capture your institution’s fixed asset value by selling your branch and office properties to an investor and subsequently leasing the assets back. The transaction allows you to extract real estate value for shareholders by transferring unrealized fixed asset value into your institution’s Price-to-Earnings and Price-to-Book ratios.

The BSG Financial Sale/Leaseback process provides the optimal combination of the following factors for a successful transaction: analytics that reflect your own financial institution-specific data; long-term control of and operating flexibility over your facilities; transaction execution expertise; and the best possible price.

How it works.
• Financial Institution (FI) sells location(s) to investor;
• Investor leases same locations back to FI on long-term basis (i.e., 10–20 years) with renewal options;
• Real estate industry standard rent terms;
• FI enjoys right of first refusal on any potential sale of the building(s);
• Triple-net lease provisions; and
• Other standard lease terms, as negotiated between FI and investor.

BSG Financial acts as advisor to your institution through a strategic partnership with Bank Property Advisors, LLC, a Chicago-based company focused exclusively on developing customized sale/leaseback solutions for financial institutions. Bank Property Advisors is led by Chairman Martin P. Madden, President Joseph A. Neveril, and nationally-renowned bank consultant, Alex Sheshunoff.

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