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Automated scoring
to minimize risk and enhance overdraft program
performance
Industry
Innovation. BSG Financial’s
commitment to develop innovative profit-enhancing
solutions is demonstrated by its introduction
of CourtesyLimit™, the automated scoring
module that minimizes risk and enhances
overdraft program performance.
No one-size-fits-all
solution. Incorporating advanced
algorithms, CourtesyLimit™
analyzes the status and activity in an accountholder’s
entire financial portfolio before determining
an individual overdraft limit that
rewards the best, low-risk accountholders
with higher limits.
Your institution can set risk tolerances
with minimum and maximum limits, as well
as define safeguard criteria that would
always result in a zero limit. Not only
will accountholders appreciate the personalized
program, your personnel will spend less
time making pay/return decisions.
| • Generates
daily overdraft limits based on user-defined
plan settings. |
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Unlimited number of plans
can be set up to customize plan settings
for different risk tolerances. |
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Understandable and easy to use. |
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Min/Max settings based
on acceptable risk tolerances. |
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Calculated limits are adjusted
automatically for relationship
and deposit risk factors that are set
by the user; calculated limits are always
constrained by the Min/Max settings. |
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12 Standard Reports available
to monitor overdraft limits and make appropriate
plan adjustments. |
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Users can be assigned access rights
down to the branch level. |
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