to minimize risk and enhance overdraft program
Innovation. BSG Financial’s
commitment to develop innovative profit-enhancing
solutions is demonstrated by its introduction
of CourtesyLimit™, the automated scoring
module that minimizes risk and enhances
overdraft program performance.
solution. Incorporating advanced
analyzes the status and activity in an accountholder’s
entire financial portfolio before determining
an individual overdraft limit that
rewards the best, low-risk accountholders
with higher limits.
Your institution can set risk tolerances
with minimum and maximum limits, as well
as define safeguard criteria that would
always result in a zero limit. Not only
will accountholders appreciate the personalized
program, your personnel will spend less
time making pay/return decisions.
daily overdraft limits based on user-defined
Unlimited number of plans
can be set up to customize plan settings
for different risk tolerances.
Understandable and easy to use.
Min/Max settings based
on acceptable risk tolerances.
Calculated limits are adjusted
automatically for relationship
and deposit risk factors that are set
by the user; calculated limits are always
constrained by the Min/Max settings.
12 Standard Reports available
to monitor overdraft limits and make appropriate
Users can be assigned access rights
down to the branch level.